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Monthly Newsletter

Volume 7, Issue 11

MonthlyNewsletterVolume 7, Issue 11

SMALL ENOUGH TO CARE. BIG ENOUGH TO GIVE YOU THE BEST IN BANKING! SMALL ENOUGH TO CARE. BIG ENOUGH TO GIVE YOU THE BEST IN BANKING!

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Customer Spotlight

Tereasa Miller has been a loyal customer of EFSB since 2007.

2026 Downtown Elizabethton Scarecrow Contest 2026 Downtown Elizabethton Scarecrow Contest

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EFSB Halloween Costume Contest EFSB Halloween Costume Contest

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Mountain City Branch

1st Place

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Main Office

2nd Place

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University Branch

3rd Place

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MORTGAGE LOANS AT ELIZABETHTON FEDERAL MORTGAGE LOANS AT ELIZABETHTON FEDERAL

  • Low interest rates and closing costs
  • We do not sell our loans
  • Your loan stays with Elizabethton Federal
  • Competitive closing time
  • Superior service
  • Fixed and variable rate options
  • Short term construction financing
  • Long term construction permanent financing
  • Up to 100% financing (subject to restrictions)
  • Automatic loan payments from deposit account


Please contact one of the following Loan Officers for more information:

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Sam Crowder

(423) 433-6250 - 1190 W. State of Franklin Rd., Johnson City, TN - sam.crowder@elizfed.com

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Kim Garrett

(423) 727-3930 – 404 S. Shady St., Mountain City, TN - kim.garrett@elizfed.com

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Ken Murphy

(423) 543-5050 – 112 N. Sycamore St., Elizabethton, TN - ken.murphy@elizfed.com

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David Lacy

(423) 543-6612 – 401 Bemberg Rd., Elizabethton, TN - david.lacy@elizfed.com

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Paul Yoder

(423) 433-6250 - 1190 W. State of Franklin Rd., Johnson City, TN - paul.yoder@elizfed.com

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Steve Foltz

(423) 952-2560 - 304 Sunset Dr., Johnson City, TN - steve.foltz@elizfed.com

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Holiday deals can be tempting, but not every offer is what it seems.

Be cautious with unfamiliar websites, unexpected delivery messages, and links offering unusually large discounts.

When in doubt, go directly to the retailer’s website instead of clicking the message.

#EFSB #FraudProtection #OnlineSafety

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Elizabethton Federal Savings Bank
https://elizfed.com

Headquartered in Carter County, Tennessee, Elizabethton Federal Savings Bank has been serving the communities of Northeast Tennessee and the Tri-Cities since 1937. With branch offices in Carter County, Johnson County and Washington County, Tennessee, we provide our customers with a complete selection of financial products. While maintaining our competitive edge in today’s high-tech market, Elizabethton Federal continues to focus on safeguarding our customer’s information. Several decades of proven financial leadership continue to allow Elizabethton Federal Savings Bank to provide the best products, combined with unbeatable customer service, to our valued customers year after year.

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