Special Scholarship Edition
Sparkman High School College and Career News 8-17-2023
What is Financial Aid?
Financial aid helps pay for college and can be in the form of loans, grants, work study, scholarships, books, and more. Money can be placed in various college accounts from a student's infancy throughout all postsecondary routes. All students planning on attending a community college, trade school, or university complete the Free Application for Federal Student Aid (FAFSA) starting in or after October of their senior year for those who will start college in the Fall of the following year. This year, the FAFSA will be late. You can read more about that in a later section. The purpose of completing the FAFSA is to determine federal loan, grant, and scholarship eligibility based on income.
Students can earn scholarships based on their academic achievement, service to the community, and various contests.
Financial aid encompasses subsidized and unsubsidized loans, grants, and scholarships. Not all grants are need-based. Need-based grants take your family's income into consideration. Grants are money for school that you DO NOT have to pay back. Student loans must be paid back.
The biggest question I get from students is, "How do I apply for scholarships," and "How do I find scholarships." To get started with the scholarship process, there are four things students can do: 1. Use the SHS Scholarship Portal, 2. Watch a video I made to introduce the topic, 3. Sign up using Going Merry 4. Attend the next Scholarship 101 class that will be hosted in the College and Career Center.
GRANTS
The four major types of grants are
Federal grants: 47%
Scholarships and grants from schools: 35%
Private scholarships: 10%
State grants and scholarships: 8%
Federal government grants require demonstrating financial need. To qualify for any federal grants, you must complete the Free Application for Federal Student Aid (FAFSA).
Pell Grant (23%) The maximum Federal Pell Grant award is $6,195. Qualifying household income should fall somewhere under $65,000, depending on the number of dependents. It is possible to qualify for a partial grant.
Federal Supplemental Educational Opportunity Grant (0.6%). This grant is typically awarded to students who have exceptional financial need, so if a student does not qualify for a Pell Grant, they most certainly would not qualify for an FSEOG. FSEOG fund can be depleted, and the award ranges from $1,000 to $4,000 annually
Education Tax Benfits
Education tax benefits can be claimed federal income tax returns. Examples are the American Opportunity Tax Credit (AOTC), Lifetime Learning Tax Credit (LLTC) and Tuition & Fees Deduction.
Of these, the AOTC yields the greatest tax savings per dollar of qualified higher education expenses, but it is limited to four years. The LLTC is used mainly by graduate and professional students and continuing education students after they exhausted eligibility for the AOTC.
Another popular education tax benefit is the Student Loan Interest Deduction, which provides an above-the-line exclusion from income for up to $2,500 in interest paid on federal and private student loans.
Veterans and Military Student Aid (10%)
Veterans and Military Student Aid (10%)
The federal government provides several types of military student aid to members of the U.S. Armed Forces and veterans. These include ROTC Scholarships, the Montgomery G.I. Bill, the Post-9/11 G.I. Bill, the Yellow Ribbon Program, U.S. Armed Forces Tuition Assistance (TA) and the Student Loan Repayment Program.
Institutional Grants and Scholarships (35%)
Institutional Grants and Scholarships (35%)
Here is how the award process often works. A student applies to a school and the admission office decides whether to accept the applicant. If the school gives merit scholarships, the decision typically will be made during the acceptance process, usually based on the student’s grades and test scores.
This often is done before the school knows if a teenager would qualify for need-based aid. When the financial aid form is reviewed, the admission staff decides whether a child still needs assistance, even after taking merit scholarships into consideration.
If the school is willing to give additional assistance, it would award a need-based grant on top of the scholarship. The most highly ranked research universities and liberal arts schools give no merit scholarships.
Their aid is exclusively in the form of need-based grants. Consequently, if you don’t qualify for need-based aid, you will pay full price at these institutions. Because of the wide variety of assistance that you can encounter, it’s important to use a net price calculator when evaluating the generosity of any school.
Federal Loans
If you aren’t eligible for federal grants, you can turn to federal loans.
The Direct Loan is for those who file the FAFSA and are attending school at least half time. During a five-year period, students can borrow a maximum of $31,000.
The PLUS Loan is designed for parents of undergraduate students, as well as graduate and professional students. Parents can borrow the difference between the cost of the school and what their child received in financial aid.
Seniors Only: Starting the Year Off Right w/ College and Career
August 16th --during Senator Time
Wednesday, Aug 16, 2023, 01:30 PM
College and Career Center at SHS
Auburn University Rep Visit
August 17th -Auburn University representative during Senator Time
Thursday, Aug 17, 2023, 01:30 PM
College and Career Center at SHS (Room 156)
Scholarship Class 101
Class to show students how to find and apply for scholarships
Friday, Aug 18, 2023, 01:30 PM
College and Career Center at SHS (Room 156)
Spelman College (GA)
Tuesday, Aug 22, 2023, 01:30 PM
College and Career Center at SHS (Room 156)
Tuskegee University Rep Visit
August 22nd -Tuskegee University representative during Senator Time
Tuesday, Aug 22, 2023, 01:30 PM
College and Career Center at SHS (Room 156)
Spring Hill College AND Birmingham Southern College
Spring Hill College AND Birmingham Southern College -during Senator Time
Tuesday, Aug 29, 2023, 01:30 PM
College and Career Center at SHS (Room 156)
College Fair Field Trip
Thursday, Aug 31, 2023, 09:00 AM
Jaycee Community Building, Airport Road Southwest, Huntsville, AL, USA
Vanderbilt University
Tuesday, Sep 5, 2023, 01:30 PM
College and Career Center at SHS (Room 156)
Savannah College of Art & Design - SCAD
Wednesday, Sep 6, 2023, 01:30 PM
College and Career Center at SHS (Room 156)
Senior College and Career Meetings
We will meet in "small" groups starting on the 6th of September-through the 9th.
Wednesday, Sep 6, 2023, 10:00 AM
SHS Media Center
Troy University
Thursday, Sep 7, 2023, 01:30 PM
College and Career Center at SHS (Room 156)
College Applications Week
Students can apply to many Alabama Schools for free during this week.
Monday, Oct 16, 2023, 08:15 AM
SHS -TBA
PSAT/NMSQT (Preliminary Scholastic Aptitude Test/National Merit Scholarship Qualifying Test)
Who can take the PSAT?
At Sparkman High School, students in grades 10 & 11 are eligible for this test on a first-come, first-served basis.
Seating is limited.
When & Where
October 11, 2023, at Sparkman High School. Students will report between 8:10-8:15 a.m. More information is forthcoming.
Registration and Fees
Fee: $25.00* payable through myschoolfees on the SHS website. Deadline: August 18, 2023
Test Prep
POC: Assistant Principal J. Gray jgray@mcssk12.org
Sophomores and Juniors - What You Should Be Doing
Seniors, Applying to College Early?
Things you need to know right away if you are already thinking about applying to colleges:
1. Some students apply as soon as most colleges open their applications on August 1st for the 2024-2025 School Year. Students either apply using individual applications for each school. Students apply for one or more colleges individually, but there are other options:
2. Some students apply to multiple colleges at once using portals such as the Common Application. Students can go to www.commonapp.com or download the App -Common App Mobile
3. Students who want to attend an HBCU (Historical Black Colleges and Universities) have the option of applying through the Black College Application. Although Hampton, Tuskegee, Howard, etc. have their own application portals, students can use the Black College Application to apply for over 66 HBCUs.
4. Other students use the Coalition Application to apply for a specialized group of colleges like John Hopkins University, Duke, Harvard, Indiana University, NC State University, etc.
A. If you are using a Common App, do NOT list your grade level counselor. Instead, list Dedra Muhammad as your counselor. Do not list me as anything other than “Counselor.” The other counselors do not process college applications. I hope you are reading this! If you list another counselor it can cause serious delays.
B. YOU are responsible for submitting your transcripts to individual schools, but I will send them if you use a Common Application.
C. You are responsible for sending your ACT scores. If you don’t remember your ACT username/password, you will need to reset your account with ACT. Sparkman does not have access to your username and password
D. Our school code is 012-648
E. Your counselor is Dedra Muhammad (for collegiate purposes, you MUST list me as your counselor)
G. Sparkman High School 2616 Jeff Road, Harvest, AL 35749
H. We are a non-ranking school. So, when prompted to answer questions about your class standing, you must tell them we do not rank (except for the Top 10% at the end of high school.
I. Until further notice, our enrollment for the Class of 2024 is 550.
Hat's off to you and Happy Summer!
Attention Sophomores and Juniors: Leadership Opportunity 23rd Challenge Class!
Overview
This annual program (6 total program days) is designed for emerging leaders in our high schools. Challenge exposes students to leadership and mentorship opportunities across our community and provides the students with the tools necessary to develop individual leadership skills. Each jam-packed program day will cover different topics in personal, community and business leadership.
Participation & Selection
Challenge recruits emerging leaders from every high school in Madison County. Class members are selected by a combined committee of Challenge graduates, local leaders, and Leadership Greater Huntsville Board Members.
Selection is based on personal integrity, desire to increase community and school involvement, motivation to learn, and the commitment of necessary time and effort to complete the program. A long list of current extracurriculars or achievements is NOT necessary for selection to Challenge Class 23.
Find out more details about the program here: www.leadershiphsv.org/challenge.
This program is free to attend and will take place from September 2023 - March 2024 on the below dates. By applying, you agree to attend each day in its entirety (8:30AM-2:30PM).
September 12, 2023
October 10, 2023
November 7, 2023
January 9, 2024
February 6, 2024
March 5, 2024 - Graduation
Apply now by completing the form below. Applications close April 28th!
You will have the ability to save your progress and return to your application. Please take your time and answer each question thouroughly.
Questions? Email Kayla Clark, kclark@leadershiphsv.org.
Apply Here
Smore ❤️ Back to School
Email: dmuhammad@mcssk12.org
Website: www.smore.com
Phone: 256-837-0331
Twitter: @smorenewsletter
