Need Errors & Omissions Insurance ?
COLESHILL INSURANCE
Why Do Business Professionals Need E & O Insurance?
Mistakes happen — even when you do everything right. Errors & Omissions (E&O) insurance protects you and your business if a client claims something went wrong with the professional advice or services you provided.
What E&O Covers
Misunderstandings about coverage
Missed details or paperwork issues
Incorrect limits or recommendations
Claims that your advice caused financial loss
Even if the claim isn’t true, E&O pays for legal defense, settlements, and expert support, so you’re not paying out of pocket.
Why It Matters
A single claim can cost thousands in legal fees
Many carriers require E&O before they’ll appoint you
It protects your license, your business, and your reputation
It gives clients confidence that they’re working with a professional who stands behind their work
In Simple Terms
E&O is your safety net. It keeps one mistake — or one accusation — from becoming a financial disaster.
My Favorites
Next Insurance — Simple online flow, great for small service businesses
NEXT is built for small business owners who want coverage that’s fast, simple, and affordable. Everything is online, easy to manage, and designed to fit the way modern businesses actually operate.
Coterie
Instant quotes, super clean appetite, great for consultants, freelancers, creatives.
Coterie does not provide a public quote link. All quotes must be started through my agent portal to ensure accuracy and proper coverage.
Contact me directly and I’ll run your Coterie quote quickly with the right protection for your business.
Attune
Fast bind, strong for salons, offices, service pros .
Attune does not offer a client‑facing quote link. Coverage must be quoted through my agent platform to match eligibility and class requirements.
Reach out and I’ll generate your Attune quote fast — clean, simple, and accurate.
Hiscox
Excellent for micro‑businesses, tech, consultants
Hiscox offers online quotes for GL, BOP, E&O, and Cyber — contact me directly so I can run it through the agent portal and make sure you’re properly covered.
biBERK (Berkshire Hathaway)
Direct, competitive pricing, strong for professional services
Simply Business (Marketplace)
Pulls multiple E&O carriers at once
AmTrust —
Broader appetite, good for small firms
Chubb
Premium appetite, strong for financial services & tech
General Insurance & Financial Disclaimer
The information provided is for educational purposes only and is not intended as a recommendation to purchase or sell any insurance or financial product. You should consult with licensed tax, legal, or financial professionals to determine what options are appropriate for your personal situation.
www.coleshillprotects.com
Gary A Coleshill
Licensed Agent
Office: 480 856 7782 x 100
Cell & Text 480 208 4366
NPN: 6746746