Need Errors & Omissions Insurance ?

Mistakes happen — even when you do everything right. Errors & Omissions (E&O) insurance protects you and your business if a client claims something went wrong with the professional advice or services you provided.

What E&O Covers

• Misunderstandings about coverage

• Missed details or paperwork issues

• Incorrect limits or recommendations

• Claims that your advice caused financial loss

Even if the claim isn’t true, E&O pays for legal defense, settlements, and expert support, so you’re not paying out of pocket.

Why It Matters

• A single claim can cost thousands in legal fees

• Many carriers require E&O before they’ll appoint you

• It protects your license, your business, and your reputation

• It gives clients confidence that they’re working with a professional who stands behind their work

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In Simple Terms

E&O is your safety net. It keeps one mistake — or one accusation — from becoming a financial disaster.

NEXT is built for small business owners who want coverage that’s fast, simple, and affordable. Everything is online, easy to manage, and designed to fit the way modern businesses actually operate.

Instant quotes, super clean appetite, great for consultants, freelancers, creatives.

Coterie does not provide a public quote link. All quotes must be started through my agent portal to ensure accuracy and proper coverage.

Contact me directly and I’ll run your Coterie quote quickly with the right protection for your business.

Fast bind, strong for salons, offices, service pros .

Attune does not offer a client‑facing quote link. Coverage must be quoted through my agent platform to match eligibility and class requirements.

Reach out and I’ll generate your Attune quote fast — clean, simple, and accurate.

Excellent for micro‑businesses, tech, consultants

Hiscox offers online quotes for GL, BOP, E&O, and Cyber — contact me directly so I can run it through the agent portal and make sure you’re properly covered.

Direct, competitive pricing, strong for professional services

Pulls multiple E&O carriers at once

Broader appetite, good for small firms

Premium appetite, strong for financial services & tech

The information provided is for educational purposes only and is not intended as a recommendation to purchase or sell any insurance or financial product. You should consult with licensed tax, legal, or financial professionals to determine what options are appropriate for your personal situation.

Gary A Coleshill

Licensed Agent

Office: 480 856 7782 x 100

Cell & Text 480 208 4366

NPN: 6746746

gary@coleshillprotects.com