Health - BCBS of IL
August, 2026

🩺 Know Your Health Benefits
Your health benefits are here to help you access care when you need it.
Whether you need a routine checkup, want to find a new doctor, or simply want to better understand your coverage, knowing how to use your benefits can help you get the most from your plan.
💚 Stay on Top of It
Preventive care is one of the easiest ways to take charge of your health.
Regular checkups and screenings can help identify potential
health concerns early before they become bigger problems.
🚨 Make preventive care a priority
- Schedule your annual wellness visit.
- Keep up with recommended screenings and immunizations.
- Establish a relationship with a primary care provider.
- Talk with your provider about any health concerns or questions.
Don't wait until you're sick to take care of your health!
💡 Save $600 on Your Health Coverage!
Complete your annual wellness visit during this plan year to avoid a $50/month ($600/ year) surcharge on your 2027–28 benefits.
How to qualify:
Get your free annual wellness or GYN exam with your doctor, specialist, or at the Mesquite Employee Health Center (MEHC).
Zero paperwork required! Completion is automatically verified through insurance claims data.
Note: Applies to employee coverage (spouses/dependents are not included).
💳 Understand Your Plan
Knowing how your health plan works can help you avoid surprises and make informed decisions about your care.
Take a few minutes to familiarize yourself with:
- Your deductible
- Copays and coinsurance
- Your out-of-pocket maximum
- In-network vs. out-of-network care
- Prescription drug coverage
- Preventive care benefits
A little planning can go a long way toward managing your healthcare costs.
🔎 Find an In-Network Provider
Choosing an in-network provider can help you receive the highest
level of benefits and avoid unnecessary out-of-pocket costs.
Before scheduling an appointment, make sure your provider is participating in your plan's network.
Need a Digital Medical Card?
Save Some Money 🤑
Visit the Mesquite Employee Health Center (MEHC)
✔️ Preventive care is 100% FREE – no cost to you!
✔️ All other office visits are just $15
No surprise billing. No deductibles. No hassle.
BCBS IL/Luminare
Alma Kennedy - Onsite Representative
📱 972-882-7545
Member Services
📱 855-760-3135