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THE PIVOTAL POINT

Spring 2026

THE PIVOTALPOINTSpring 2026
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Welcome to The Pivotal Point

Rising costs are hitting a lot of families hard right now. The key is being intentional, not restrictive. Small shifts can make a big difference over time. Here are practical, realistic ways to stretch your money on groceries, gas, and everyday living: Each bi-monthly issue of The Pivotal Point offers inspiration, practical tools, and resources to help you and your team stay balanced, healthy, and thriving.

30 Essential Tips to Overcoming Rising Living Costs - Musaffa Academy

Navigate the living cost crisis with our essential guide. Learn comprehensive budgeting, smart shopping tips maximize savings.||Navigate the living cost crisis with our essential guide. Learn comprehensive budgeting, smart shopping tips maximize savings.

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8 Easy Ways to Save Money on Gas | AAA Club Alliance

High gas prices got you down? Here’s how to save money with rewards programs, driving habits, and more

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14 Hacks to Combat Inflation as Prices Keep Rising

It’s not easy being a millennial these days. For one thing, millennials seem to be feeling the pinch of inflation harder than other generations, such as baby boomers and Gen X. Though overall inflation has slowed, inflation on some things like rent and certain foods is making it tougher to afford everyday costs. That’s also...

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9 stress-free ways to cut your homeowners insurance costs

Homeowners insurance has shot up by 70% since 2020. CNBC Select shares easy ways to lower your premiums.

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Debt Management, Credit Counseling | Consumer Credit Counseling Service (CCCS) of Rochester, NY

At CCCS of Rochester, we know how hard it is to face financial problems. Learn more about debt management, credit counseling, first time home buying, and more!

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FOOD PANTRIES IN THE TRI-COUNTY AREA FOOD PANTRIES IN THE TRI-COUNTY AREA

http://www.lowvillefoodpantry.org/2021_food_sense_schedule.aspx

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Helping Hands Food Pantry at Boonville Methodist Church

Helping Hands Food Pantry at Boonville Methodist Church, BOONVILLE, NY provides a food pantry for the needy.

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V.E.M - ​Village Ecumenical Ministries | Carthage, NY | 315-493-1341 | Home

V.E.M - ​Village Ecumenical Ministries of Carthage, NY helps churches come together in order to provide a light for the community, and to serve the community. It assist in providing food for anyone stating a food emergency in the Towns of Wilna and Champion, parts of Jefferson and Lewis counties by providing food for free at a food pantry, and by accepting donations of goods, donations of money to purchase food and equipment, and by applying for grants.

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Food and Nutrition Assistance - Community Action Planning Council of Jefferson County

Summer Meals For Kids Summer Meals For Kids provide nutritious meals to children during the summer months when school meal programs are not available. Children under the age of 18 and disabled persons under the age of 21 are encouraged to use the program. Lunches are available throughout Jefferson County. For more information

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Programs — Urban Mission

Last year, our housing programs supported 143 households comprised of 324 individuals to have stable housing. 

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Home

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Rohde Center - Ending Hunger Starts Here!

Hunger hurts. The Rohde Center advocates for increasing the awareness of hunger in the community and promotes collaborative action to provide food to those in need.

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Helping Hands - Loving Hands Offering Hope!

Helping Hands is a faith-based non-profit organization serving Potsdam, New York and the outlying area. Loving Hands Offering Hope!

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Find Food Assistance in Gouverneur, NY: A Comprehensive Directory of Food Pantries

Discover 2 food pantry locations in Gouverneur, NY plus additional 1 food pantry resources nearby.

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St. Lawrence County CDP

We aim to encourage and assist individuals and families to attain self-reliance, dignity and self-sufficiency through our programs.

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Pivot EAP Located in Jefferson, Lewis and St. Lawrence Counties




Watertown & Lowville 315-788-4790

Ogdensburg 315-713-486

Debi Hughes
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