Foreclosures continue to pose a significant problem; however, your Florida Foreclosure Defense Lawyer gets how stressful this process can be, and we are here to assist.
Here are questions for our clients: have you been served with a foreclosure yet, what stage have you reached in the process?, is your home important to you and do you want to keep it, are you currently working hand in hand with the bank and lastly Do you want to obtain a payment that is fair and reasonable?
Have You Received a Breach Letter?
A Homeowner will receive a letter due to the failure to pay their mortgage. If they do not pay the past amount within 30 days, the bank is obligated to file a Foreclosure. Thus, the process begins.
Do not ignore this letter. Should an opportunity to speak with your lender to find a solution arise, then take it. Lenders aren’t comfortable persons to converse with. It explains why you need professional representation whenever you are dealing with the process. Florida Foreclosure Defense Lawyer can assist you in keeping your home.
Legal Counsel Can Prevent Expedited Foreclosures
In Florida, Foreclosures are a judicial matter. Lenders must file a lawsuit to kick start the process. Should a homeowner fail to respond, the lender may plead with the court to fast-track the process. Fast-tracking only available when it is uncontested or where the borrower doesn’t have defenses. A Judge can speed proceedings and rule that the lender can sell the property in no less than 35 days.
Hire a Foreclosure Defense Lawyer with Experience
We have acquired a vast amount of experience handling Lenders and their Attorneys. We will develop a tactic that fits you and help you in the fight for your home. Should you need help obtaining a loan modification, we will talk to the bank. Nonetheless, if you are interested in putting your home up for sale through a Short Sale, we will help you with it. Let your South Florida Foreclosure Defense Lawyer help you out.
Call the Law Office of Brian P. Kowal, PA at (954) 990-7552.